RE: A Christmas Reflection on the year - I had a chat with a friend
Have a target, have a goal, write it down and make it plain. Don't go with the crowd. Follow your gut and do your own research.
Don't be afraid for there is always a window to invest. Wait for your moment and take advantage of it.
This is actually going to be the first time I will set goals with hopes to achieving them at the year's end. I hope I smile at the end of 2022.
BTW, any ideas yet about what you will be starting the new year with since this year went well for you? 🙂