【理财】2023年5月 の 开销 Expense

有句话叫做“你不理财,财不理你”,是真的吗?

身为一个月光族,每个月的钱都不懂花去哪里了。曾经想过我的钱是不是都花在“吃”的那方面?所以我从5月份开始认真记录我所有的开销。

我下载了一个叫【MoneyNote】的APP来帮我记账,这个APP的页面简单明了还很可爱。

APP:MoneyNote
记账:2023年5月
开销:RM2859.60

不记不知道,一记吓一跳!
薪水才RM3000+的我都已经把钱花得七七八八了。原来我开销如此之高,难怪我每个月都没多少钱存下来,当偶尔有多余的闲钱还被我拿去旅游了。

【MoneyNote】还可以更换主题颜色,我换了可爱的"Peach Rose",粉红粉红的太好看了。

然后再仔细看看分类圆环图:

看完5月的记账,我大概大概知道钱去哪里了……

看了记账本,大多数都是必要的开销,吃饭的钱我也绝不会省,另外有些不必要的开销(彩票)也是为了买个梦想。

做人呐~ 该省省该花花,也许明天不存在啦~



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我現在大多數都是用信用卡付費,或著使用發票紀錄
可以不用花時間記帳😃
觀看這些消費紀錄真的是可以好好的思考消費方式
我前兩年也有本來認為的固定開銷
看了看把習慣改了就省下來,等於每個月多了一筆錢
突然有筆大的消費(買家電、家具)自己也比較知道,不會完全沒印象錢跑去哪了

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