Cryptocurrencies are anarchocapitalistic
How many times do I have to say this? I still meet a lot of people (no names) that are into cryptocurrencies but never have heard about anarchocapitalistic philosophy.
Let me make it clear to you, real true cryptocurrencies are 100% anarchocapitalistic in there nature. Scams like ripple and tether, to name some of the biggest, are just that scams, not real anarchocapitalism. There is a lot of misunderstandings in the space, people try to formulate stuff in a grey area between anarchocapitalism (100% private free decentralized money) and statism (Money with some sort of connection to banks and/or centralbank money).
So its the same with the term "fintech", I would argue that that term is for products that have some sort of connection to fiat money, banks and centralbank money. Therefore "fintech" are not a correct term to use about cryptocurrencies.